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Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: MrNoBody
Date: January 07, 2019 09:54AM
Any forumites taken one of these courses...
I've discovered GEICO (and others) will give you a discount on your premium if you voluntarily complete an on-line course from either the American Safety Council or the National Safety Council. Discount varies by state & the cost is usually $20.
My discount would be 15% which translate to $100+ a year savings.
Sounds like a win-win, but I could be wrong gears smiley



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Re: Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: cyclemax
Date: January 07, 2019 10:54AM
I've been doing it since the mid 80's. Have to take the refresher every 3 years to continue to get the discount. We also get a credit for points on our license that will drop us below the max so you don't lose it. Not an issue for me. The class gets old after the first couple of times, but at least now we can do it online.
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Re: Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: mspace
Date: January 07, 2019 11:03AM
Yep. boring but worth it.
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Re: Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: Robert M
Date: January 07, 2019 11:06AM
MrN,

Take the course. It's a no-brainer. In NY, you either get the insurance discount or you get points removed from your license. You can attend a class in person or you can take the course online. I use the online course offered by National Safety Council. Easy as pie Just break out a web browser, follow the instructions, answer questions, watch videos. Done. No muss, no fuss.

Robert
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Re: Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: graylocks
Date: January 07, 2019 11:22AM
boring as hell but worth it.



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Re: Anyone Done the 'Defensive Driving Course' for Insurance Discount?
Posted by: nwyaker
Date: January 07, 2019 03:05PM
Yes - takes me about an bour total in two or three sessions.
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