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PayPal: any way to get your partial refund put back on your credit card?
Posted by: JoeM
Date: July 17, 2020 08:48AM
I got a partial refund for a product I bought through PP using a credit card but the only way I can obtain the refund is to either give PP my social security #, which I refuse to do ( and is the reason I stopped selling digital copies of my music thru PP) or give them my bank account information, which I’m not crazy about doing.

I’m surprised that they don’t return the refund to the credit card and I can’t find any way I can elect that as the return method. Anyone know if this is possible? I guess I could give them my bank info, get the refund and then delete my bank account but I really don’t want them having it even for a short time.



JoeM
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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: Carm
Date: July 17, 2020 09:45AM
I opened up an account online with a credit union, gave them that bank info. It’s crazy that a lot people freely give out their banking info.
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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: modelamac
Date: July 17, 2020 09:46AM
My two experiences with PayPal refunds (both from eBay transactions that eBay stopped for fraud) went directly to my CC. I thought that was SOP. I expected that.



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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: macphanatic
Date: July 17, 2020 10:30AM
I thought that online refunds had to go back to the payment method. Something about money laundering.
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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: Rolando
Date: July 17, 2020 11:07AM
I would open a 2nd account with your bank/cu.

Since they are repaying you in essentially cash, make sure they don't try to 1099 you! I've had that happen to a friend.



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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: JoeM
Date: July 17, 2020 01:16PM
Thanks all, I agree that it should go back on the card automatically. I'm going to see if I can contact them about doing that first but if not an option I guess I'll have to open another account as advised. I really dislike PP's strong arming you to get your personal and banking info.



JoeM
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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: Racer X
Date: July 17, 2020 06:42PM
I just have a second checking account at my credit union.



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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: JoeM
Date: July 17, 2020 08:20PM
Now I’m wondering if it will go back on my card after some time and what they are offering is if I want the money right away. I read on Google that it’s supposed to go back to the card. They don’t make it easy to get information that isn’t in their FAQs. I need to poke around their site some more.



JoeM
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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: AllGold
Date: July 18, 2020 12:49AM
Quote
JoeM
Thanks all, I agree that it should go back on the card automatically. I'm going to see if I can contact them about doing that first but if not an option I guess I'll have to open another account as advised. I really dislike PP's strong arming you to get your personal and banking info.

I think that is what is really happening. I'll bet somehow you can get the money refunded to the original payment method.



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Re: PayPal: any way to get your partial refund put back on your credit card?
Posted by: space-time
Date: July 18, 2020 06:45AM
I had a full refund go back to CC, not sure about partial refunds.
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