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PayPay account type recommendations
Posted by: roshi
Date: January 07, 2009 03:40PM
My wife is a teacher, and she needs to be able to accept payments for online classes, $44 per student, sometimes 20 students, so $880 every three months or so.

The website she is working with for the classes does some of the accounting.

Separately, she also sells books and consulting. She has a Merchant Account at Bank of America and can take Mastercard and Visa, and has people give their credit cards over the phone.

What is the best way for her to go in terms of type of PayPay account? Just get a PayPal Business Account? Also, should we set up a totally separate checking account for Paypal?

I did STF, and read a dozen pages on other sites, but still I am a bit confused. Thanks!

And also - "Payment Solution" -
Website Payments Standard
Website Payments Pro
Virtual Terminal
Payflow Gateway

etc . . .



Edited 1 time(s). Last edit at 01/07/2009 03:42PM by roshi.
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Re: PayPay account type recommendations
Posted by: hal
Date: January 07, 2009 04:34PM
you don't need a separate checking account for paypal. they don't reach into an account unless you tell them to (regardless of the paranoia you hear on the net)

All she needs is a biz account - all of the other options are for merchant services or website payments (shopping carts and such).
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Re: PayPay account type recommendations
Posted by: Doc
Date: January 07, 2009 08:04PM
Sometimes PayPal will reverse a payment for no good reason or upon a fraudulent request. In such a case it's good to have a separate bank account just for PayPal so that you don't end up with insufficient funds in the account that you use to pay your rent.

I opened a free no-minimum checking account at a local bank for PayPal transactions. I think it was the right move.

Considering the minimal effort involved, even if you trust PayPal you might as well do it.
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Re: PayPay account type recommendations
Posted by: hal
Date: January 07, 2009 08:33PM
stop spreading falsehoods

when paypal reverses a charge, it results in a negative paypal balance - not a withdraw from your checking account
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Re: PayPay account type recommendations
Posted by: Doc
Date: January 08, 2009 06:17AM
Quote
hal
stop spreading falsehoods

when paypal reverses a charge, it results in a negative paypal balance - not a withdraw from your checking account

Sure. Maybe people just lie.

[www.aboutpaypal.org]
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Re: PayPay account type recommendations
Posted by: hal
Date: January 08, 2009 06:32PM
I'm speaking from my own experience, so yes, perhaps people lie...

OMG - I replied first and THEN read your link. What a scam!

Go to the link on the bottom:

CLICK HERE FOR OUR PAYPAL ALTERNATIVE

and tell me if you think these people are truthful...

when I am at a new biz sight, first thing I do is find contact info. This is what this biz says:

Quote
First Capital Merchant Solutions First Capital Merchant Services is very interested in your comments and suggestions. We want to make the merchant approval process as simple as possible for you. If you have any questions or comments, please don't hesitate to email our merchant support center below. Call Us Today! (877) 481-0666 General Information: support@firstcapitalmerchantsolutions.com

no address, no fax number - just an 877 number - I called - it's a one voice phone tree that goes to a mail box - big surprise

seems obvious to me that the whole aboutpaypal.org site is designed to scoop up suckers...



Edited 1 time(s). Last edit at 01/08/2009 06:41PM by hal.
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Re: PayPay account type recommendations
Posted by: hal
Date: January 08, 2009 06:49PM
another guy did all the leg work for me - this IS a scam

[sablog.com]

I’ve been doing quite a bit of searches for PayPal IPN (Instant Payment Notification) lately, and came across this website.

It’s devoted to detailing “PayPal Horror Stories.”

What caught my eye was it’s blatant promotion of a competitor, Free-merchant.com (intentionally unlinked).

Well, further investigation revealed that both domains ping to the same IP (as of 3/8/2005):

69.7.164.168

Not surprising. They also both use the same name servers: DNS.BIZSITESERVICE.COM and DNS2.BIZSITESERVICE.COM.

At least they’ve covered they’re tracks when it comes to DNS contact entries.

WHOIS information for aboutpaypal.org:

[whois.melbourneit.com]

Domain name you searched for is not registered through Melbourne IT.
Following is the information we gathered for aboutpaypal.org

——
NOTICE: Access to .ORG WHOIS information is provided to assist persons in
determining the contents of a domain name registration record in the PIR
registry database. The data in this record is provided by Public Interest Registry
for informational purposes only, and PIR does not guarantee its
accuracy. This service is intended only for query-based access. You agree
that you will use this data only for lawful purposes and that, under no
circumstances will you use this data to: (a) allow, enable, or otherwise
support the transmission by e-mail, telephone, or facsimile of mass
unsolicited, commercial advertising or solicitations to entities other than
the data recipient’s own existing customers; or (b) enable high volume,
automated, electronic processes that send queries or data to the systems of
Registry Operator or any ICANN-Accredited Registrar, except as reasonably
necessary to register domain names or modify existing registrations. All
rights reserved. PIR reserves the right to modify these terms at any
time. By submitting this query, you agree to abide by this policy.

Domain IDgrinning smiley81172328-LROR
Domain Name:ABOUTPAYPAL.ORG
Created On:14-Dec-2001 01:50:53 UTC
Last Updated On:29-Nov-2004 18:00:28 UTC
Expiration Date:14-Dec-2005 01:50:53 UTC
Sponsoring Registrar:Intercosmos Media Group Inc. (R48-LROR)
Status:CLIENT TRANSFER PROHIBITED
Status:CLIENT UPDATE PROHIBITED
Registrant ID:ODN-634662
Registrant Name:AboutPayPal.org Support
Registrant Organization:
Registrant Street1grinning smileyereck Yad La’banim 182/4
Registrant Street2:
Registrant Street3:
Registrant City:Hiafa
Registrant State/Province:Hiafa
Registrant Postal Code:32698
Registrant Country:IL
Registrant Phone:+972.972502971983
Registrant Phone Ext.:
Registrant FAX:
Registrant FAX Ext.:
Registrant Email:info@aboutpaypal.org
Admin ID:ODN-634662
Admin Name:AboutPayPal.org Support
Admin Organization:
Admin Street1grinning smileyereck Yad La’banim 182/4
Admin Street2:
Admin Street3:
Admin City:Hiafa
Admin State/Province:Hiafa
Admin Postal Code:32698
Admin Country:IL
Admin Phone:+972.972502971983
Admin Phone Ext.:
Admin FAX:
Admin FAX Ext.:
Admin Email:info@aboutpaypal.org
Tech ID:ODN-634662
Tech Name:AboutPayPal.org Support
Tech Organization:
Tech Street1grinning smileyereck Yad La’banim 182/4
Tech Street2:
Tech Street3:
Tech City:Hiafa
Tech State/Province:Hiafa
Tech Postal Code:32698
Tech Country:IL
Tech Phone:+972.972502971983
Tech Phone Ext.:
Tech FAX:
Tech FAX Ext.:
Tech Email:info@aboutpaypal.org
Name Servergrinning smileyNS.BIZSITESERVICE.COM
Name Servergrinning smileyNS2.BIZSITESERVICE.COM

WHOIS information for free-merchant.com:

[whois.directnic.com]
Registration and WHOIS Service Provided By: directNIC.com

Intercosmos Media Group, Inc. provides the data in the directNIC.com
Registrar WHOIS database for informational purposes only. The information
may only be used to assist in obtaining information about a domain name’s
registration record.

directNIC makes this information available “as is,” and does not guarantee
its accuracy.

Registrant:
Satten Systems Tech.
1417 SW Algardi Lane
Port St Lucie, FL 34953
US
772-461-3741

Domain Name: FREE-MERCHANT.COM

Administrative Contact:
Satten, Adam wolf22@peoplepc.com
1417 SW Algardi Lane
Port St Lucie, FL 34953
US
772-461-3741

Technical Contact:
Satten, Adam wolf22@peoplepc.com
1417 SW Algardi Lane
Port St Lucie, FL 34953
US
772-461-3741
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