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Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Steve G.
Date: August 10, 2017 01:21PM
Trump deliberately sabotaging health care for millions of Americans. Die Peasants!

Study says Trump moves trigger health premium jumps for 2018
[hosted.ap.org]

WASHINGTON (AP) -- Actions by the Trump administration are triggering double-digit premium increases on individual health insurance policies purchased by many people, according to a nonpartisan study.

The analysis released Thursday by the Kaiser Family Foundation found that mixed signals from President Donald Trump have created uncertainty "far outside the norm" and led insurers to seek higher premium increases for 2018 than would otherwise have been the case.

Republicans in Congress have not delivered on their promise to repeal and replace the Obama-era Affordable Care Act. Trump is insisting that lawmakers try again and that the health overhaul is collapsing. At the same time, he's threatened to stop billions of dollars in payments to insurers. Some Republicans are considering fallback measures to stabilize markets.

Kaiser researchers looked at proposed premiums for a benchmark silver plan across major metropolitan areas in 20 states and Washington, D.C. Overall, they found that 15 of those cities will see increases of 10 percent or more next year.

The highest is a 49 percent jump in Wilmington, Delaware. The only decline: a 5 percent reduction in Providence, Rhode Island.

About 10 million people who buy policies through HealthCare.gov and state-run markets are potentially affected, as are 5 million to 7 million more who purchase individual policies on their own.

Those in the government-sponsored markets can dodge the hit with the help of tax credits that most of them qualify for to help pay premiums. But off-marketplace customers pay full freight, and they face a second consecutive year of steep increases. Many are self-employed business owners.

The report found insurer participation in the ACA markets will be lower than at any time since they opened for business in 2014. The average is 4.6 insurers in the states studied, down from 5.1 insurers this year. In many cases insurers do not sell plans in every community in a state.

The researchers analyzed publicly available filings through which insurers justify their proposed premiums to state regulators. Insurers are struggling with sicker-than-expected customers and disappointing enrollment, and an industry tax is expected to add 2 to 3 percentage points to premiums next year.

On top of that, researchers found that mixed signals from the administration account for some of the higher charges. Those could increase before enrollment starts Nov. 1.

"The vast majority of companies in states with detailed rate filings have included some language around the uncertainty, so it is likely that more companies will revise their premiums to reflect uncertainty in the absence of clear answers from Congress or the administration," the report said. Once premiums are set, they're generally in place for a whole year.

Insurers that assumed that Trump would make good on his threat to stop billions in payments to subsidize copayments and deductibles requested additional premium increases ranging from 2 percent to 23 percent, the report found.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: cbelt3
Date: August 10, 2017 01:34PM
The sabotage has been ongoing since the ACA was put in place.

Governors refusing to allow their states to participate in the Medicaid expansion, sacrificing their citizens in the name of their political party.

Governors and legislatures adding restrictive rules to cause insurers to increase rates or just shut down.

Governors and state legislatures screwing up state exchanges to badly that nobody could make it work. And also screwing up the federal exchange and causing go live problems the first year.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: pdq
Date: August 10, 2017 02:03PM
FWIW, the results from a state that is trying to make the ACA work rather than acting against it in every way:

Quote

Preliminary rates for [Minnesotans getting their health insurance through the state's ACA marketplace in] 2018 range from a 15 percent decrease to an 11 percent increase compared to 2017.

This year, insurance companies were required to submit two sets of proposed rates: One set with a new state reinsurance program, and one set without. The Minnesota Legislature passed a law this year to create the Minnesota Premium Security Plan, a reinsurance program designed to control health insurance premiums on the individual market.

...which, more or less, represents the state stepping in where Trump and Co have threatened to withhold risk sharing payments from ACA insurers.

Our guv:

Quote

"Minnesotans, who buy their health insurance on the Individual Market, are receiving the tremendous news that proposed insurance rates will remain essentially unchanged next year. That assumes the federal government will approve our state's new Reinsurance Law, as we have requested.

It's a big assumption. To paraphrase Upton Sinclair, It is difficult to get an administration to follow the law when their rhetoric depends on not following it and doing everything they can to subvert it.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Speedy
Date: August 10, 2017 03:15PM
Quote
cbelt3
The sabotage has been ongoing since the ACA was put in place.

Governors refusing to allow their states to participate in the Medicaid expansion, sacrificing their citizens in the name of their political party.

Governors and legislatures adding restrictive rules to cause insurers to increase rates or just shut down.

Governors and state legislatures screwing up state exchanges to badly that nobody could make it work. And also screwing up the federal exchange and causing go live problems the first year.

You failed to say these were all Republicans. Perhaps you thought it was obvious or somehow redundant?



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.



Edited 1 time(s). Last edit at 08/10/2017 03:15PM by Speedy.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Speedy
Date: August 10, 2017 03:16PM
Quote
pdq
FWIW, the results from a state that is trying to make the ACA work rather than acting against it in every way:

Quote

Preliminary rates for [Minnesotans getting their health insurance through the state's ACA marketplace in] 2018 range from a 15 percent decrease to an 11 percent increase compared to 2017.

This year, insurance companies were required to submit two sets of proposed rates: One set with a new state reinsurance program, and one set without. The Minnesota Legislature passed a law this year to create the Minnesota Premium Security Plan, a reinsurance program designed to control health insurance premiums on the individual market.

...which, more or less, represents the state stepping in where Trump and Co have threatened to withhold risk sharing payments from ACA insurers.

Our guv:

Quote

"Minnesotans, who buy their health insurance on the Individual Market, are receiving the tremendous news that proposed insurance rates will remain essentially unchanged next year. That assumes the federal government will approve our state's new Reinsurance Law, as we have requested.

It's a big assumption. To paraphrase Upton Sinclair, It is difficult to get an administration to follow the law when their rhetoric depends on not following it and doing everything they can to subvert it.

Of note, the governor is a Democrat the the legislature is Republican.



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Lemon Drop
Date: August 10, 2017 06:05PM
Yes my employer found out recently that Aetna wants 30% more from us next year in premiums.
It's time to stop saying we have "ObamaCare" and call it our national health care system that everyone needs to care about and fix. tired of this mess.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Speedy
Date: August 10, 2017 09:58PM
Quote
Lemon Drop
Yes my employer found out recently that Aetna wants 30% more from us next year in premiums.
It's time to stop saying we have "ObamaCare" and call it our national health care system that everyone needs to care about and fix. tired of this mess.

Your problem is that you are supporting all those Deplorables on Obamacare.



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Lemon Drop
Date: August 10, 2017 10:42PM
Quote
Speedy
Quote
Lemon Drop
Yes my employer found out recently that Aetna wants 30% more from us next year in premiums.
It's time to stop saying we have "ObamaCare" and call it our national health care system that everyone needs to care about and fix. tired of this mess.

Your problem is that you are supporting all those Deplorables on Obamacare.

Honestly I'd be happy to support them and everyone else as long as we implement a universal health care system paid for with a progressive tax
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: Speedy
Date: August 11, 2017 08:23AM
Quote
Lemon Drop
Quote
Speedy
Quote
Lemon Drop
Yes my employer found out recently that Aetna wants 30% more from us next year in premiums.
It's time to stop saying we have "ObamaCare" and call it our national health care system that everyone needs to care about and fix. tired of this mess.

Your problem is that you are supporting all those Deplorables on Obamacare.

Honestly I'd be happy to support them and everyone else as long as we implement a universal health care system paid for with a progressive tax

Your grandchildren will live to see that. We won't.



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.
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Re: Plot Against America: "Study says Trump moves trigger health premium jumps for 2018"
Posted by: bfd
Date: August 11, 2017 03:23PM
Quote
Speedy
Quote
Lemon Drop
Quote
Speedy
Quote
Lemon Drop
Yes my employer found out recently that Aetna wants 30% more from us next year in premiums.
It's time to stop saying we have "ObamaCare" and call it our national health care system that everyone needs to care about and fix. tired of this mess.

Your problem is that you are supporting all those Deplorables on Obamacare.

Honestly I'd be happy to support them and everyone else as long as we implement a universal health care system paid for with a progressive tax

Your grandchildren will live to see that. We won't.

Maybe. With such a great divide between one side and the other, it's hard to imagine that this can ever be resolved. There's a reason health care costs are so high in this country compared to other places, but no one wants to mess around with profits. The ultimate way to make money off of something people must have - like utilities, water, food, health care is something else that everyone eventually must have.
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