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paypal
You will, with limited exception, be required to submit claims you have against PayPal to binding and final arbitration, unless you opt out of the Agreement to Arbitrate

how the heck do i opt out??

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14.3 Agreement to Arbitrate. You and PayPal each agree that any and all disputes or claims that have arisen or may arise between you and PayPal shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.


e. Opt-Out Procedure.

You can choose to reject this Agreement to Arbitrate ("opt out" ) by mailing us a written opt-out notice ("Opt-Out Notice" ). For new PayPal users, the Opt-Out Notice must be postmarked no later than 30 Days after the date you accept the User Agreement for the first time. If you are already a current PayPal user and previously accepted the User Agreement prior to the introduction of this Agreement to Arbitrate, the Opt-Out Notice must be postmarked no later than December 1, 2012. You must mail the Opt-Out Notice to PayPal, Inc., Attn: Litigation Department, 2211 North First Street, San Jose, CA 95131.

Who are the arbitrators? Will PayPal punish you if you opt out?

Opt out and PayPal will opt you out as a customer.

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Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.

I don't speak much legalese. what does it boil down to?

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space-time
I don't speak much legalese. what does it boil down to?

You're screwed.

Quote
space-time
I don't speak much legalese. what does it boil down to?

If you want to use their service, you play by their rules.

Paypal wants you to sign away your constitutional right to access to the justice system. You know they are doing this because it's in your best interest, don't you citizen. You have nothing to worry about ...








... or do you.


More information.

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Comedy Central: Best news channel that isn't a news channel.

Fox News: Best comedy channel that isn't a comedy channel.

....they don't seem to be a PAL of anyone [that I know].....

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I reject your reality and substitute my own!

eBay will lose the first time someone challenges them on this.