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What are you doing about the Equifax data breach
Posted by: davemchine
Date: September 11, 2017 01:33PM
From what I understand Equifax is not currently able to tell us if our data was stolen or not. I've read a few articles and some recommend putting a fraud alert on our accounts, some recommend locking our credit, and some recommend using monitoring services. What are you choosing to do?



Ukulele music I couldn't find anywhere else.
[colquhoun.info]
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Re: What are you doing about the Equifax data breach
Posted by: GuyGene
Date: September 11, 2017 01:38PM
Keeping these stupid credit bureau accounts locked, like I always do. If I need credit check, I unlock the one(s) that are needed and have it locked again immediately. Done. Jerks.



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Re: What are you doing about the Equifax data breach
Posted by: NewtonMP2100
Date: September 11, 2017 01:42PM
....pray.....



_____________________________________

I reject your reality and substitute my own!
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Re: What are you doing about the Equifax data breach
Posted by: Speedy
Date: September 11, 2017 01:46PM
Filing my taxes on time.



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.
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Re: What are you doing about the Equifax data breach
Posted by: cbelt3
Date: September 11, 2017 01:48PM
Recognizing that my identity has been stolen already (Chinese hack on the DOD), and hoping this event has a positive effect on the whole 'credit' industry.
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Re: What are you doing about the Equifax data breach
Posted by: hal
Date: September 11, 2017 01:49PM
I would demand that they destroy all of my data. You'd think I'd have a right to do that... but for some reason, I don't. I don't own this very private info - that's @#$%& up!
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Re: What are you doing about the Equifax data breach
Posted by: TLB
Date: September 11, 2017 02:04PM
FREEZING all three.
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Re: What are you doing about the Equifax data breach
Posted by: kap
Date: September 11, 2017 02:11PM
Quote
GuyGene
Keeping these stupid credit bureau accounts locked, like I always do. If I need credit check, I unlock the one(s) that are needed and have it locked again immediately. Done. Jerks.

The networks of US Dept of Social Services, Anthem Blue Cross and Target have been hacked so we were offered free ID thief protection from each. Combined with the free ones from AAA and our credit unions our IDs our personal info have ironclad protection until the next breakin. We use credit karma to check our FICO from time to time.



SoCal for now.



Edited 1 time(s). Last edit at 09/11/2017 02:11PM by kap.
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Re: What are you doing about the Equifax data breach
Posted by: Michael
Date: September 11, 2017 02:20PM
Quote
GuyGene
Keeping these stupid credit bureau accounts locked, like I always do. If I need credit check, I unlock the one(s) that are needed and have it locked again immediately. Done. Jerks.

This. I do a temporary thaw in which I turn the freeze off for a specific period of time and so it costs only the single $3 charge.
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Re: What are you doing about the Equifax data breach
Posted by: Speedy
Date: September 11, 2017 02:28PM
Seems with my AOL subscription I get LifeLock:

>>>

"You’re backed by our Million Dollar Protection™ Package.‡

Stolen Funds Reimbursement
If you’re ever a victim of identity theft, we will reimburse stolen funds up to the amount provided by your membership plan.

Coverage for Lawyers and Experts
If you become a victim of identity theft while a member, we will provide the necessary lawyers and experts if needed to help resolve your case.

Personal Expense Compensation
We will cover you for personal expenses incurred as a result of identity theft, up to the limits of your plan."

>>>

The '‡' can't be good but it doesn't reference anything.



Saint Cloud, Minnesota, where the weather is wonderful even when it isn't.
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Re: What are you doing about the Equifax data breach
Posted by: wurm
Date: September 11, 2017 02:28PM
I do feel like I should do something. I just noticed this from TransUnion, but ever the cynic, I'm looking for some kind of a catch. I don't see an obvious one.
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Re: What are you doing about the Equifax data breach
Posted by: kap
Date: September 11, 2017 02:41PM
How do I request for a lock to my credit?



SoCal for now.
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Re: What are you doing about the Equifax data breach
Posted by: NewtonMP2100
Date: September 11, 2017 03:12PM
....give up my first born....???



_____________________________________

I reject your reality and substitute my own!
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Re: What are you doing about the Equifax data breach
Posted by: Michael
Date: September 11, 2017 04:12PM
Quote
kap
How do I request for a lock to my credit?

Follow this guide. The one thing to be very careful about it keeping the pin. They charge and it takes time to get a replacement: [clark.com]
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Re: What are you doing about the Equifax data breach
Posted by: Fritz
Date: September 11, 2017 04:24PM
having a beer .....



!#$@@$#!

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Re: What are you doing about the Equifax data breach
Date: September 11, 2017 04:47PM
I have several relatives asking the same question, a few are considering LifeLock. Reviews of LifeLock are mixed, I'm wondering what you folks think about it.

My info didn't show as compromised so that's a bit of a relief. I have had a credit card stolen in the mail as well as getting caught up in the Target breach some years ago. In neither case was I responsible for the amounts.

If my info was compromised I would freeze my credit as it seems like the most logical approach. Of course I'd sign up with the Equifax ID program as well.

I look forward to Equifax top executives testifying in front of a congressional committee on this massive breach. Break out the tar and feathers cuz heads are gonna roll...

D & C



Edited 1 time(s). Last edit at 09/11/2017 04:57PM by Dazed & Confused (Mobile).
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Re: What are you doing about the Equifax data breach
Posted by: trisho.
Date: September 11, 2017 05:34PM
I froze my credit about a year and a half ago when I had a particular incident. I recently unlocked Equifax at the end of August to apply for something but that was only for about 10 days. Looks like it was open to the hack during that time, most likely. As far as I know, all three are still frozen. I'll double check this week.



trisho.
----------------
Official Card-Carrying Mother Earthin' Sl*t.
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Re: What are you doing about the Equifax data breach
Posted by: pdq
Date: September 11, 2017 07:07PM
Is locking your credit rating really going to do anything?

Equifax presumably had personal info, SSN's, etc. That's theoretically out in the wild now.

It seems like unscrupulous folks could do lots more damage than messing up my credit rating.
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Re: What are you doing about the Equifax data breach
Date: September 11, 2017 08:03PM
"Is locking your credit rating really going to do anything?"

Here is some info:

[www.consumer.ftc.gov]

D & C
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Re: What are you doing about the Equifax data breach
Posted by: Onamuji
Date: September 11, 2017 08:20PM
Gonna give it another week or so to calm down and then -- barring any better advice or game-changing news at that point -- locking at the three majors.



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Re: What are you doing about the Equifax data breach
Posted by: NewtonMP2100
Date: September 11, 2017 08:46PM
.....it's like a breach......over....troubled waters.......



_____________________________________

I reject your reality and substitute my own!
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Re: What are you doing about the Equifax data breach
Posted by: riley5108
Date: September 12, 2017 08:41AM
This...
Quote
Onamuji
Gonna give it another week or so to calm down and then -- barring any better advice or game-changing news at that point -- locking at the three majors.

Some good interesting information and wurm thanks for the link to TransUnion TrueIdentity protection link [www.transunion.com] something I'll have to look into also.



- Riley
Southern Indiana, B-Town
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