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Apple 2 factor auth - required for Apple card?
Posted by: Cary
Date: October 03, 2020 08:53AM
I am considering applying for the Apple card to purchase a MacBook air. When I click on the apply link, it says Apple requires TFA.

I'm not a big fan. I dislike the intrusiveness. I dislike the "once you turn it on you can't turn it off" dictate.

Is there any way around this? Or am I being a luddite, and should jump in with both feet?



Edited 2 time(s). Last edit at 10/03/2020 08:55AM by Cary.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: clay
Date: October 03, 2020 09:21AM
Apple requires 2FA for a variety of things. I'm guessing if you want the card you have to use it. So far, I've avoided it, but I'd imagine I'll end up using it sometime in the next year or so.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: mattkime
Date: October 03, 2020 09:37AM
Use 2FA.


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Re: Apple 2 factor auth - required for Apple card?
Posted by: Markintosh
Date: October 03, 2020 09:42AM
A lot of things require that now. It was the Apple Card that finally pushed me into 2FA.


“Live your life, love your life, don’t regret…live, learn and move forward positively.” – CR Johnson
Loving life in Lake Tahoe, CA
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Re: Apple 2 factor auth - required for Apple card?
Posted by: rjmacs
Date: October 03, 2020 10:35AM
Quote
Cary
I am considering applying for the Apple card to purchase a MacBook air. When I click on the apply link, it says Apple requires TFA.

I'm not a big fan. I dislike the intrusiveness. I dislike the "once you turn it on you can't turn it off" dictate.

Is there any way around this? Or am I being a luddite, and should jump in with both feet?

Do you NOT use 2FA for your online banking and credit card accounts? Once you get an Apple card, Apple is essentially one of your credit card companies. You should be using 2FA with all your online financial accounts.


rj
AKA
Vreemac, Moth of the Future
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Re: Apple 2 factor auth - required for Apple card?
Posted by: jdc
Date: October 03, 2020 12:06PM
there are other cash back cards, if you are only getting one for the discount.

3% off $1000ish (u didnt mention which air) is $30, meh.

Find it on sale somewhere? Costco is already $50 off for the better model + 2% off with a costco citi card. Or any other 2% card.


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Edited 999 time(s). Last edit at 12:08PM by jdc.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: ka jowct
Date: October 03, 2020 12:26PM
2FA required. Was going to get one until that requirement came up.


My life goes smoothly and in regular intervals
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Re: Apple 2 factor auth - required for Apple card?
Posted by: RAMd®d
Date: October 03, 2020 12:28PM
3% off $1000ish (u didnt mention which air) is $30, meh.


Interest free loan for two years is not so meh.



When a good man is hurt,
all who would be called good
must suffer with him.

Everybody matters or nobody matters.

You and I have memories longer than the road that stretches out ahead.

There is no safety for honest men except
by believing all possible evil of evil men.

We don’t do focus groups. They just ensure that you don’t offend anyone, and produce bland inoffensive products. —Sir Jonathan Ive

-An armed society is a polite society.
And hope is a lousy defense.

You make me pull, I'll put you down.

Mister, that's a ten-gallon hat on a twenty-gallon head.

I *love* SIGs. It's Glocks I hate.



Edited 1 time(s). Last edit at 10/03/2020 12:28PM by RAMd®d.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: jdc
Date: October 03, 2020 12:52PM
Quote
RAMd®d
3% off $1000ish (u didnt mention which air) is $30, meh.

Interest free loan for two years is not so meh.

True enough, although to clarify, its 1 year for macs/ipads, 6 months for airpods/homepod and only iphones get the 2 year interest free deal. Prob cause all the carriers sell them that way.

But certainly helpful if you plan on stretching out the payments -- I mean why wouldnt u? But if its just for the 3% savings...


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Edited 999 time(s). Last edit at 12:08PM by jdc.



Edited 1 time(s). Last edit at 10/03/2020 12:53PM by jdc.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: jimbrady
Date: October 03, 2020 05:00PM
But what’s the objection to 2FA?


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Re: Apple 2 factor auth - required for Apple card?
Posted by: A-Polly
Date: October 03, 2020 05:07PM
Quote
jimbrady
But what’s the objection to 2FA?
I wonder the same. I have an Apple Card and use it all the time, so I must have set up the 2FA, but it's not something that I have ever noticed since, so am not sure where the intrusion comes from. However, I've not used the physical card (though it looks very cool!), only online or with Apple Pay. Is 2FA more of an issue with a physical card?
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Re: Apple 2 factor auth - required for Apple card?
Posted by: Article Accelerator
Date: October 03, 2020 05:40PM
I avoided 2FA for a long time. I now know my objections were unwarranted.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: Cary
Date: October 03, 2020 10:45PM
I ended up paying with another card. Maybe next time...
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Re: Apple 2 factor auth - required for Apple card?
Posted by: jdc
Date: October 03, 2020 11:13PM
Quote
Cary
I ended up paying with another card. Maybe next time...

whaddu get, where from? new apples! we all want to know!! =)


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Edited 999 time(s). Last edit at 12:08PM by jdc.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: RAMd®d
Date: October 04, 2020 03:09AM
But what’s the objection to 2FA?


For me it was not having all my gear support 2FA.

There was a point were my mini supported it by none of my older kit did, be it hardware or software, I don't remember which or if it was both.

I'd get a 2FA alert, and no way to respond.

Then either Apple changed that by saying to add the code to my password, or it was there all along and I didn't know it.

But now, I abide.



When a good man is hurt,
all who would be called good
must suffer with him.

Everybody matters or nobody matters.

You and I have memories longer than the road that stretches out ahead.

There is no safety for honest men except
by believing all possible evil of evil men.

We don’t do focus groups. They just ensure that you don’t offend anyone, and produce bland inoffensive products. —Sir Jonathan Ive

-An armed society is a polite society.
And hope is a lousy defense.

You make me pull, I'll put you down.

Mister, that's a ten-gallon hat on a twenty-gallon head.

I *love* SIGs. It's Glocks I hate.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: Diana
Date: October 04, 2020 12:05PM
Quote
A-Polly
Quote
jimbrady
But what’s the objection to 2FA?
I wonder the same. I have an Apple Card and use it all the time, so I must have set up the 2FA, but it's not something that I have ever noticed since, so am not sure where the intrusion comes from. However, I've not used the physical card (though it looks very cool!), only online or with Apple Pay. Is 2FA more of an issue with a physical card?

I regularly use the physical card, with no 2FA involved.

Apple gives 3% from their goods with the card, so (during normal times) I use it at the Apple store for small items like adapters. For larger things, I consider purchases from (a) Apple refurb (3% + a year to pay); (b) our sponsors as they have significant discounts on older gear; and B&H Photo, as with their PayBoo card I get the sales tax amount discounted on new gear (8.75% for me). Plus they often have some $50-$200 off to start.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: JoeH
Date: October 04, 2020 12:27PM
Quote
jimbrady
But what’s the objection to 2FA?

Two objections I have:

!. It actually adds very little if any extra security. Some banks added it and then stopped using 2FA for that reason.

2. Some implementations of 2FA are at best brain-dead.
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Re: Apple 2 factor auth - required for Apple card?
Posted by: graylocks
Date: October 04, 2020 01:04PM
Quote
Diana
I regularly use the physical card, with no 2FA involved.
.

not sure what people are imagining with 2FA. i use Apple Card with my watch or phone as often as i can. i've yet to be asked to verify a purchase with 2FA. i go in and look at transactions and statements all the time on my phone and it's not invoked. i'm thinking it only comes in if you're making some change on the account.


"Success isn't about how much money you make. It is about the difference you make in people's lives."--Michelle Obama
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Re: Apple 2 factor auth - required for Apple card?
Posted by: A-Polly
Date: October 04, 2020 05:54PM
Quote
graylocks
not sure what people are imagining with 2FA....i've yet to be asked to verify a purchase with 2FA
Exactly my experience as well! Where is the paranoia coming from? dunno smiley I have other cards in my Apple Wallet, but haven't used them since the Apple Card came along. And have never been asked to do more than "touch ID to confirm payment" (I have an iPhone 7, so no facial recognition).
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Re: Apple 2 factor auth - required for Apple card?
Posted by: rjmacs
Date: October 05, 2020 12:03PM
Quote
A-Polly
Quote
graylocks
not sure what people are imagining with 2FA....i've yet to be asked to verify a purchase with 2FA
Exactly my experience as well! Where is the paranoia coming from? dunno smiley I have other cards in my Apple Wallet, but haven't used them since the Apple Card came along. And have never been asked to do more than "touch ID to confirm payment" (I have an iPhone 7, so no facial recognition).

It's not to do with payments - it's to apply for the card. Some folks have Apple IDs that don't have 2FA activated, for various reasons. In order to apply for the Apple Card, you must enable it. It doesn't affect purchase interactions, just increases security for the account.


rj
AKA
Vreemac, Moth of the Future
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