What kind of suggestion are you asking about? Insurance? Veterinarians?
I hear buying pet insurance that covers what you'd like it to is pretty expensive. I've never had it on any of my animals, and I don't think I've come out behind in terms of vet bills compared to premiums.
Have you been happy with the Banfield vets? I'm suspicious of them, although I have no good reason to feel that way. I just prefer finding a good local independent and establishing a rapport over time. It sure has worked to my advantage (and the advantage of the animals) more than once.