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Terms and Conditions

CreditSecure is not a credit repair organization. It cannot act to improve your credit report, history or score. It also cannot resolve fraudulent activity on your credit reports. CreditSecure cannot directly change accurate adverse information on your report. If you believe your credit report is inaccurate, you must notify the report’s issuer.

Successful enrollment in CreditSecure required. Your purchase will automatically renew each month until you cancel or we terminate your enrollment.

Additional terms, conditions, exclusions and limitations apply. For full Terms and Conditions, please go to: www.americanexpress.com/creditsecure.

1. The $1 offer is for first-time CreditSecure customers only and may only be used once. Returning enrollees pay $16.99 for the first 30 days, then $16.99 each month. Sales tax may apply. For your safety and privacy, if you are an Additional Card Member, you must have your own unique American Express username and password to purchase and to access CreditSecure.

2. Credit score calculated based on the FICO® Score 8 model. Your lender or insurer may use a different FICO® Score version than FICO® Score 8, or another type of credit score altogether. FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.


American Express Customer Service Department
P.O. Box 981535 | El Paso, TX 79998-1535

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