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$40,000 fraudulent spend on Apple Watch
Posted by: Michael
Date: May 23, 2022 05:35AM
So, a lady drops her Hermes Apple Watch on an Epcot ride. The employees won't let them retrieve it at that moment but say it will be delivered to their hotel. It doesn't show up and there's $40,000 in spending using the watch by the time she cancelled her unlimited AMEX and other cards.

So, who's dumber--somebody who has apparently turned off the passcode on a watch that has unlimited credit card spending available or the (likely) Disney employee who takes such watch and spends $40,000 on it? They say they're going to look at video from the (Disney?) shops to see who it is.

I have this vision of a 20-something living in his mother's basement (well, likely attic since it's Florida!) and $40,000 worth of stuff shows up over the following weeks. And s/he thinks they can get away with it. Maybe...

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Re: $40,000 fraudulent spend on Apple Watch
Posted by: gadje
Date: May 23, 2022 06:55AM
I think Apple Watch requires a passcode if you want to set it up for Apple Pay.
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: gabester
Date: May 23, 2022 08:12AM
How do you "drop" a $1200 watch? I would hope the band didn't break!



g=
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: C(-)ris
Date: May 23, 2022 01:30PM
It was likely the next person on the ride who took it. I doubt a Disney employee would do it as they would most likely be caught.



C(-)ris
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: Zoidberg
Date: May 23, 2022 02:55PM
Quote
C(-)ris
It was likely the next person on the ride who took it. I doubt a Disney employee would do it as they would most likely be caught.

100%



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Re: $40,000 fraudulent spend on Apple Watch
Posted by: graylocks
Date: May 23, 2022 04:10PM
Quote
C(-)ris
It was likely the next person on the ride who took it. I doubt a Disney employee would do it as they would most likely be caught.

the article i read said the owner saw where it fell to. still doesn't explain the passcode protection failing.



"Success isn't about how much money you make. It is about the difference you make in people's lives."--Michelle Obama
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: RAMd®d
Date: May 23, 2022 08:54PM
The owner was fiddling with the Hermès band while on the ride.

It fell off the ride to the ground.

The husband bailed at some point to recover the watch, and the ride was stopped.

He was told to leave, and that the Watch would be return when found.

Some of the details were a little odd, but some of that could easily be due to web loggers not being reporters or journalists.

The Watch would have to have been a cellular model to function without the 'Phone nearby.

Correct, a passcode is required for Apple Pay, and the Watch would have locked immediately after separating from her wrist.

So she probably had a really poor passcode such as 1-2-3-4, 0-0-0-0, or the ne'er do-well got lucky with some guesses.

I'm a little surprised the 'haul' got to $40,000 before she shut down her cards.

I wonder how many of them can be shut from her phone as quickly and easily as an Apple Card.

How many of her cards (she said she had a lot in the Wallet) notify her immediately of a purchase.

Users of Apple Card and Apple Pay know they get an notification of a purchase seconds after the charge.

I changed the four digit passcode when the option first became available.

Nobody will ever guess 1-2-3-3-2-1!

I am wondering if this wasn't fraud initiated by the Watch owner.

Wondering, not necessarily suspecting/accusing.






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Re: $40,000 fraudulent spend on Apple Watch
Posted by: graylocks
Date: May 23, 2022 09:02PM
Quote
RAMd®d

The Watch would have to have been a cellular model to function without the 'Phone nearby.

That statement is not true. You can use Apple Pay without the phone without cellular. Has come in handy the rare times I've run to Aldi without my phone. Now, I do have the cellular model but I turned off service 3 years ago.

A few other wonders though. Yes, was it just a piss poor passcode? however, wouldn't someone had needed to make those purchases in person? I know there's someway of using Apple Pay online but doesn't that involve knowing the apple ID?



"Success isn't about how much money you make. It is about the difference you make in people's lives."--Michelle Obama
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: RAMd®d
Date: May 23, 2022 09:13PM
That statement is not true.


Ooops.

I forgot, I did that once when I left my 'Phone and wallet at home for a Micky's speed run.

There was a gulp moment as I approached the POS device and remembered that I had neither with me, but the transaction went through.

Very handy that.

Unless one drops the Watch somewhere and has a poor passcode.



I know there's someway of using Apple Pay online but doesn't that involve knowing the apple ID?


I've use Apple Pay online and got a notification on my Watch for approval, and also on my 'Phone when my Watch was on the charger.

I don't know what would happen if somebody placed an online order with one name, and tried to pay with Apple Pay.

I'd like to think somewhere along the line the name on the order would have to match the name in the Watch.






I am that Masked Man.

Your boos mean nothing to me, I've seen what you cheer for.

Insisting on your rights without acknowledging your responsibilities isn’t freedom, it’s adolescence.

I've been to the edge of the map, and there be monsters.

We are a government of laws, not men.

Everybody counts or nobody counts.

When a good man is hurt,
all who would be called good
must suffer with him.

You and I have memories longer than the road that stretches out ahead.

There is no safety for honest men except
by believing all possible evil of evil men.

We don’t do focus groups. They just ensure that you don’t offend anyone, and produce bland inoffensive products. —Sir Jonathan Ive

An armed society is a polite society.
And hope is a lousy defense.

You make me pull, I'll put you down.

I *love* SIGs. It's Glocks I hate.
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: graylocks
Date: May 23, 2022 09:16PM
Quote
RAMd®d

I know there's someway of using Apple Pay online but doesn't that involve knowing the apple ID?


I've use Apple Pay online and got a notification on my Watch for approval, and also on my 'Phone when my Watch was on the charger.

I don't know what would happen if somebody placed an online order with one name, and tried to pay with Apple Pay.

I'd like to think somewhere along the line the name on the order would have to match the name in the Watch.

yes but when you use Apple Pay online don't you have to put in information so that the site knows which Apple Pay account to use?



"Success isn't about how much money you make. It is about the difference you make in people's lives."--Michelle Obama
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Re: $40,000 fraudulent spend on Apple Watch
Posted by: RAMd®d
Date: May 23, 2022 09:26PM
yes but when you use Apple Pay online don't you have to put in information so that the site knows which Apple Pay account to use?


That's the thing – it depends on the site, I think.

Some sites, yes I fill out all the info, other sites auto populate when I click Apple Pay.

I never 'save credit card information for faster checkout next time' and the Apple token probably changes each time it's used.

Maybe.

Maybe one day I'll have friend order something from an AP friendly site and see if I can pay for it with Apple pay.






I am that Masked Man.

Your boos mean nothing to me, I've seen what you cheer for.

Insisting on your rights without acknowledging your responsibilities isn’t freedom, it’s adolescence.

I've been to the edge of the map, and there be monsters.

We are a government of laws, not men.

Everybody counts or nobody counts.

When a good man is hurt,
all who would be called good
must suffer with him.

You and I have memories longer than the road that stretches out ahead.

There is no safety for honest men except
by believing all possible evil of evil men.

We don’t do focus groups. They just ensure that you don’t offend anyone, and produce bland inoffensive products. —Sir Jonathan Ive

An armed society is a polite society.
And hope is a lousy defense.

You make me pull, I'll put you down.

I *love* SIGs. It's Glocks I hate.
Options:  Reply • Quote
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