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TOTALLY FCKING STEAMED!!!!!
Posted by: anonymouse1
Date: June 21, 2022 11:08AM
Just got a call from a credit collection agency, claiming that I was overdue for a $4,000 loan from 2017 that I never took out! They claimed that the original creditor notified me via mail-which never happened! And they're threatening to report me to Experian for a loan I never took out! B*st*rds!!!

At best, somebody scammed them at worst, it's a total, sophisticated, scam. They don't have records of the original debt (or at least wouldn't provide them to me. I told them to have their lawyers call me, which is supposed to happen at 1:30. We'll see.

The debt collection agency is Addison Rockwell, in Georgia. The supposed debt originator doesn't even exist! The only reference in all of Google-land was two links, saying "Hey, this scammer called me."

What a frickin' waste of my time!
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: NewtonMP2100
Date: June 21, 2022 11:15AM
.....be careful....this could be a scam.....


....they pretend you have outstanding debt.....and threaten you/scare you.....don't give them any personal information....



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Edited 1 time(s). Last edit at 06/21/2022 11:43AM by NewtonMP2100.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: wave rider
Date: June 21, 2022 11:16AM
One of the reasons I don’t answer my landline or unknown calls on my cellphone…

They can leave a message or not.



=wr=
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: graylocks
Date: June 21, 2022 11:24AM
Have you pulled all three credit reports to make sure all is clear?



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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Blankity Blank
Date: June 21, 2022 11:27AM
If I recall correctly, I’ve read that raising the specter of contacting the State Attorney Generals office has considerable effect on getting bullying collection agencies to back off.



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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: d4
Date: June 21, 2022 11:28AM
I usually talk over them and say, "Not interested. Take this number off your call list. Good bye." in the first 3 seconds. If a long lost relative of mine passed away and the estate is looking for me because they left me a large sum of money, I'm screwed!



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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: MrNoBody
Date: June 21, 2022 11:33AM
Quote
NewtonMP2100
.....be careful....this could be a scam.....
.this

Got a similar one last July in the mail.



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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: JoeH
Date: June 21, 2022 11:40AM
One, have any further contact be by mail. That is your right under the law. They must provide details on the loan identifying the creditor, amount owed, and additional information such as last payment and original creditor if the debt has been sold. Do not agree to anything over the phone, they are trying to get you to do so as that can make the debt "active" again if it ever actually existed.

The Consumer Financial Protection Bureau has a good summary of this on their site - [www.consumerfinance.gov]. You may have additional protections under state law.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: deckeda
Date: June 21, 2022 11:50AM
Don’t take that 1:30 call. It’s a scam.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Fritz
Date: June 21, 2022 11:57AM
I answer repeat human unknowns like this:
"It's done. It got messy. There's blood everywhere. Call Mr Kaplan."

human callers don't call back, nor do they (apparently) ever call the "authorities". Wonder why?



!#$@@$#!

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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Zoidberg
Date: June 21, 2022 12:18PM
Quote
wave rider
One of the reasons I don’t answer my landline or unknown calls on my cellphone…

They can leave a message or not.

This is the way. It's always a scam.



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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Acer
Date: June 21, 2022 12:32PM
"Please send all correspondence by U.S. mail." That way you can turn them in for mail fraud, too. If they ask for an address, give them "Office of State Attorney General, Fraud Division" etc.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: mrbigstuff
Date: June 21, 2022 02:13PM
Why are you getting worked up by an obvious scam if you identify it as a scam?
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: anonymouse1
Date: June 21, 2022 02:49PM
Good question. The answer is that I had very similar bad experiences in the past.

Quote
mrbigstuff
Why are you getting worked up by an obvious scam if you identify it as a scam?
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: RAMd®d
Date: June 21, 2022 04:26PM
This is the way. It's always a scam.


So say we all.

It would be different if you had some actual indication they were actually pursuing this beyond a 'your computer has a virus' phone call.

As mentioned earlier, I too don't answer if I don't know the number or the CID is sketchy.

If they leave a message, maybe I'll get back to them, but for the most part— no.






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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: cbelt3
Date: June 21, 2022 08:23PM
This is why I answer calls in German. Or French. Or minimalistic Mandarin. Scammers get confused and give up.

Fake or zombie debt collectors get told to send me everything in writing including proof of this actual debt. And the collection agencies that call with my late father in laws debt get referred to the Ohio Attorney general for daring to try to collect after probate.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Dennis S
Date: June 22, 2022 06:29AM
Go to Clark.com, the Consumer Financial Protection Bureau, and your Attorney General.
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Re: TOTALLY FCKING STEAMED!!!!!
Posted by: Bill in NC
Date: June 22, 2022 11:00AM
Demand proof of debt in writing...no more phone calls, all correspondence via US mail.
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