that I did not add. When I responded to the question, the automated call connected me with a representative of AT&T. He told me that I had been hacked; notifications were turned off and it was only flagged because the address of the person ordering the phone was different from mine (Orlando FL is quite a distance from Oklahoma City OK).
Everything seemed fine; I responded to the questions, gave the last four of my SSN, etc. as the questions seemed to be in line with what I would expect. I got a picture of the purchase order; the name of the representative was given; then I get a text that says for me to contact the following number (and only the following number) if I have any questions in regards to the cancelled order. He directed me to call the number, to verify ... blah blah. I make the call. We changed the passcode (okay ... I guess) and then he says that he is removing the purchase and there will be nothing there (no record? that should be a flag but it didn't hit at the time) and that he is taking some phone numbers off my account (there are three plus a watch that should be there and I made sure that those would be untouched); also he was going to take two people off my account. There is only one person on my account, and that is ME. He sends me a text, and it said that they are ADDING (name) and that this person could make changes, do upgrades, add new lines to the account, NOT DELETING or REMOVING. I began to balk here. Okay, he says, he will need to file this paperwork and it may or may not be accepted; I could go to the nearest AT&T store in the next 15-20 minutes to take care of this. And no, i couldn't take care of this online.
It is the middle of the day; the middle of a WORK day; getting to such a store and within 20 minutes would be a minor miracle. Okay, then, there are a list of five questions the system generated that I need to answer: what are the first five digits of my SSN? What is my driver's license number? Something about whether I have a loan outside of my home state. Am I a home owner? and lastly, something about my vehicle.
WOAH!!! Hold on. First of all, if I respond with the first five of my SSN, given that I have already given my last four, that would complete the entire SSN. Well he says, there is no way for him to have written it down and the system does not give that to him, so he can't get it. Really? Like there are no paper/pens/pencils at a desk job??!!??
I decline and halt at that point.
I then get online to chat with AT&T; they send me to their fraud line. The first thing the fraud line has me do, before I even talk with anyone, is to change my passcode. Good there. I verify that there has been some activity (passcode had been changed) about the time that I got that call. There is NO record that there was an attempted purchase, even though the "fix" would just halt things as they stood. I verified that there was only one name on the account. Everything seems okay.
This guy may (or maybe not) have been an authorized representative. That was not established. If he was, then I feel I should apologize to him.
But the fraud department didn't say that a representative had been in contact with me, only that the passcode had been changed about that time. Much of what he was saying (if not all of it) could have been read off my account, if he was in it, and it would have sounded authentic.
If he WAS really a scammer, then it was quite "authentic", and the only thing that tripped it was the nature of the questions. The last 4 SSN? Yeah, I've seen that one before and it is so common that it doesn't cause any flags to be raised, but the first five is a completely new one. (FYI, the SSN is a total of 9 numbers). AT&T does not need my driver's number, nor do they need any information about any loan I may have outside of my state. Home owner? My car? I'm not applying for anything so they don't need any of that either.
Thanks for reading. If you have any comments, i would be interested in reading them.
Diana