advertisement
Forums

The Forum is sponsored by 
 

AAPL stock: Click Here

You are currently viewing the Tips and Deals forum
A torn-up credit card application
Posted by: Seacrest
Date: March 10, 2006 02:24PM
Works!

[www.cockeyed.com]

This is really disheartening.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: PeterB
Date: March 10, 2006 02:31PM
Shredders, my man, shredders.

I got one (thanks, Gutenberg, for a recommendation) for JUST this purpose. All those credit card offers which come in the mail, just one of those could be used for identity theft. (Of course, it's possible to contact them to get them to stop sending them to you, but you might not want to do that, in case you ever do want to apply for one.)

Oh, and by the way-- that site has some absolutely hilarious stuff on it, in case people weren't already aware of it. I particularly enjoyed the "how much can a tampon absorb" experiment.




Freya says, 'Hello from NOLA, baby!' (Laissez bon temps rouler!)



Edited 1 time(s). Last edit at 03/10/2006 02:35PM by PeterB.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Joseph C.
Date: March 10, 2006 02:36PM
Wow--this changes my thinking. I will shred every offer now.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: blusubaru
Date: March 10, 2006 02:36PM
Who has good vision and can rip that number off of the credit card on the last page?
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: PeterB
Date: March 10, 2006 02:37PM
blu, something tells me that that number is no longer valid. winking smiley




Freya says, 'Hello from NOLA, baby!' (Laissez bon temps rouler!)
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Seacrest
Date: March 10, 2006 02:38PM
Yeah, I've been shredding my bills for years.
I recently started shredding these offers, however I am not as vigilant.

I don't understand, though WHY this should be MY burden, and not the companies who mail this crap out and then process a taped together app when their own POLICIES imply that they won't.


Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: ka jowct
Date: March 10, 2006 02:46PM
Get a cross-cut shredder, not just one that cuts into strips.

I got a shredder several years ago to dispose of credit card and other offers, bills, and those credit card "convenience checks" that the bank keeps sending in hopes that I've lost my mind.

Sometimes, if the timing is right, I take a big bag of shredder confetti to my vet, where it becomes kitty litter.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: $tevie
Date: March 10, 2006 02:57PM
I can't get the darned thing to go past page one. Can someone save me some grief and let me know if he filled the form with bogus info or with his real info? I'm mildly curious but not enough to keep trying to see it.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Seacrest
Date: March 10, 2006 03:01PM
$tevie, the form had his real name. Remember, they already ran a credit check on him.

He changed his address to his parents' (there's a checkbox on the form) and used his cell phone number.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Zoidberg
Date: March 10, 2006 03:02PM
$tevie,

He changed the address to his parents' and then used a cell phone as the contact phone.

I have been cross-cut shredding these things for years. I've had this kind of identity theft happen to me before. (Long story involving Discover Card.)

GET A CROSS CUT SHREDDER (cheap @ Sam's Club or Costco) AND USE IT ON ALL YOUR UNWANTED MAIL!

And backup your hard drive.

/Z
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: $tevie
Date: March 10, 2006 03:18PM
Thanks, guys, that's what I was curious about.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Fred_Also
Date: March 10, 2006 03:37PM
I always write "NO THANKS" real big across them and put everything, including the envelope it came in, into the postpaid envelope and mail it back.

Hey, they want it back!

Fred Also



Edited 1 time(s). Last edit at 03/10/2006 03:38PM by Fred_Also.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: PeterB
Date: March 10, 2006 03:43PM
Seacrest, you're expecting ethical behavior from a CREDIT CARD COMPANY???

Are you kidding?

Did anybody besides me see the Boston Legal not too long ago, where Alan Shore delivered a superlative indictment of the credit card industry? I thought it was unbelievable, and should have been mandatory watching.




Freya says, 'Hello from NOLA, baby!' (Laissez bon temps rouler!)
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: JEBB
Date: March 10, 2006 04:33PM
I write "Please take my name off your mailing list" across the application and send it back to them in the envelope they provide. That reduces the number of these applications I get, at least for a while.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: mikebw
Date: March 10, 2006 05:33PM
I've always thought about doing that, but I worried that they would not understand and file my application anyway somehow.

Sometimes I will tear up everything except the return envelope and seal it up intending to mail it, but balk and end up shredding or burning it.

Fred_Also Wrote:
-------------------------------------------------------
> I always write "NO THANKS" real big across them
> and put everything, including the envelope it came
> in, into the postpaid envelope and mail it back.
>
> Hey, they want it back!
>
> Fred Also
>
>
>
> Edited 1 times. Last edit at 03/10/06 03:38PM by
> Fred_Also.


Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Carm
Date: March 10, 2006 07:20PM
I had read a similar article about 6 years ago. Since then, Ive been using a crosscut shredder.

If you are interested, Staples has an InfoGuard 7 Sheet Cross Cut Shredder for 19.99 after staples easy rebate (you can submit it online and get it back in about four weeks.)
[www.staples.com]

$59.99 Reg. Price
- $15 Instant Savings
-----------------
$44.99 Out the door.
- $25 Easy Rebate
=================
= $19.94 FINAL PRICE



There are 10 off 30 and 10 off 40 Staples Instore Coupons available. To get this shredder for 9.94 after rebates and coupon.
Watertown CT 10 off 30
Lyndhurst NJ 10 off 30
Asheville NC 10 off 30
Somerville MA 10 off 30
FWIW. Even though the fine print states it is only valid in a certain city, I was able to use one of these coupons in CA.
Carm



Edited 4 time(s). Last edit at 03/10/2006 07:35PM by Carm.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: mrbigstuff
Date: March 10, 2006 07:42PM
thanks, carm, i just might do that.

but i like the idea of sending back all of those applications - blank.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Michael
Date: March 10, 2006 07:54PM
This helps reduce unwanted cc applications:

"You can reduce the number of offers for credit cards, insurance and other financial products that you receive by calling toll-free 888-5-OPTOUT (888-567-8688) to remove your name from marketing lists that the nation's major credit bureaus provide to creditors and insurers."

[www.fdic.gov]
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Carm
Date: March 10, 2006 08:11PM
mrbigstuff Wrote:
-------------------------------------------------------
> thanks, carm, i just might do that.
>
> but i like the idea of sending back all of those
> applications - blank.


Just send back the empty envelope. They still get charged even though its empty. Muwahahaha.

Carm

Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Lux Interior
Date: March 10, 2006 10:51PM
Crap.

I have a cross-cut shredder & I shredded my applications, but it got to the point that I couldn't keep up. So I just started tearing them in half. Guess I need to go back to shredding.

I want to draft up a contract and send it to the CC companies. It will say that every application they send will be assessed a $50 fee to cover the shredding of the application.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Filliam H. Muffman
Date: March 10, 2006 11:37PM
He left the Zip+4 visible.

Elmhurst Neighborhood Organization
5117 T ST
SACREMENTO, CA, 95819-4836

You can identify about 95% of every home or apartment with a mailbox by the Zip+4. It is also on the barcode that the Post Office prints on every envelope. I shred the envelopes too.

I have been known to stuff a half pound of junk mail into the postage paid return envelopes.
Options:  Reply • Quote
Re: A torn-up credit card application
Posted by: Filliam H. Muffman
Date: March 10, 2006 11:58PM
The address on the domain registration is a little different though. There are a couple of addresses associated with his name in Sacramento.

"Cockeyed" or "Blue Moon Printing"
915 26TH ST
SACRAMENTO, CA 95816-4811
(916) 442-5699

ROBERT COCKERHAM
332 33RD ST
SACRAMENTO, CA 95816
(916) 448-4702

ROBERT COCKERHAM
915 26TH ST
SACRAMENTO, CA 95816
(916) 448-4702
Options:  Reply • Quote
Sorry, only registered users may post in this forum.

Click here to login

Online Users

Guests: 74
Record Number of Users: 186 on February 20, 2020
Record Number of Guests: 5122 on October 03, 2020