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Re: Let's talk air (AC/heat) filters ... - 9 days ago

If you lived close enough to swing by my place I have a brand new one that I never used that you could have for the taking. Also includes a bottle of cleaner. Replaced my HVAC before getting it installed and my new AC has a fancy one built in.

by bobinmurphy - Tips and Deals

Re: What's going on with the power failures in Texas? - 9 days ago

There are a couple of things going on that have contributed to the problem in Texas. One is that a lot of natural gas is being diverted from power plants to supply home heating. (We need more pipelines to deliver a reliable gas supply to power plants.) The other big one though is the problem with the West Texas windmill farm. Originally it wasn't tied into the Texas power grid so a deal was st

by bobinmurphy - Tips and Deals

Re: Best way to see credit score? - 11 days ago

Credit Karma does a pretty good job and it seems to match up with what credit card companies provide. Signup and use is free.

by bobinmurphy - Tips and Deals

Re: I know Dental Implants are expensive - 16 days ago

QuoteSteve G. dentists should not be allowed to own real estate of play the stock market. - Dental school students are by definition people who don't know what they are doing. Sounds great until you're on the receiving end and someone decides you're over-educated, over-paid and shouldn't be allowed to own a house, a car or have a savings account. Then it doesn't sound like such a good idea.

by bobinmurphy - Tips and Deals

Re: Is short selling necessary for operating stock market? - 26 days ago

Quotefreeradical Yes, it has important market functions: Quote Iosco (the international college of securities regulators) says: “Short selling plays an important role in capital markets for a variety of reasons, including more efficient price discovery, mitigating price bubbles, increasing market liquidity, facilitating hedging and other risk management activities.” Futures also have im

by bobinmurphy - Tips and Deals

Re: It is not possible to unsubscribe from this communication. - 4 weeks ago

Can you log into your account on that site and update your preferences for your e-mail address? Setting it to a bogus address usually works.

by bobinmurphy - Tips and Deals

Re: let, the RIVer run?!.....electric vehicle startup, Rivian, gets $2.65 billion from T.Rowe Price..... - 4 weeks ago

QuoteCarnos Jax Electric vehicles are the future. You gotta ask yourself will Rivian be a part of that future. Hard to believe it won’t, though I haven’t looked into them much. Yeah, electric cars were "the next big thing" 100 years ago too and look what happened.

by bobinmurphy - Tips and Deals

Re: House Air Purifiers - any suggestions? - 5 weeks ago

When I renovated my home I installed a heat exchange unit that are typically installed in houses in high-humidity areas like Florida. It exchanges the inside air about 4 times a day preserving most of the interior heated or cooled air in the process. I also have a portable New Comfort 6 Stage UV HEPA Ozone Generator Air Purifier that I turn on usually when I'm out of the house for an hour or mor

by bobinmurphy - Tips and Deals

Re: What do you think long-term effects of so many people glued to their screens will be? - 5 weeks ago

A significant drop in the collective IQ of society, although it didn't seem to be all that high starting out.

by bobinmurphy - Tips and Deals

Re: ebay buyer claims never recieved, UPS tracking shows delivered - 6 weeks ago

Since the COVID hysteria UPS has been dropping packages on the customer's doorstep and then checking the "hand delivered to resident" box on their APP. Sometimes they take a photo, many times they don't. Now it's possible someone came along and picked up the package, or it was delivered to the wrong address, but as far as UPS is concerned it was "hand delivered to the resident&qu

by bobinmurphy - Tips and Deals

Re: So my MacBook bongs now? - 2 months ago

QuoteGGD QuoteC(-)ris All the M1s do. I think it's actually Big Sur that's responsible. I'm getting the feeling that slowly some bad decisions that occurred while Jonny Ives was around are being reversed. Almost to the point where one might look at a new product or software release and see things that it does "for the customer" instead of "to the customer". Sure hope

by bobinmurphy - Tips and Deals

Re: Refinancing with current rates without sharing all my finances - 2 months ago

In this day and age a bank or mortgage company can get more details about you and your finances in a few keystrokes than you know about yourself. The paperwork they ask you to fill out is more of a formality than a necessity, but it serves a purpose to judge your character on financial matters. So knowingly leaving details off could hurt you, honestly forgetting details most likely won't. Plus

by bobinmurphy - Tips and Deals

Re: anyone successfully repair Aluminum keyboard keys that stop working? - 2 months ago

Years ago I worked for Tektronix and one day at work I spilled a large glass of iced tea, with sugar, all over my keyboard. Obviously it stopped working and I called in-house service. After they stopped laughing at what I'd done they advised me to take the keyboard home and run it thru the dishwasher on the top rack without any detergents or soaps for a few cycles. I did that, let it dry out,

by bobinmurphy - Tips and Deals

Re: another rant about idiot drivers - 2 months ago

The driving idiocy all started when enough people came together to push the idea that driving is a basic right granted when one reaches a certain agi, not a privilege that has to be earned.

by bobinmurphy - Tips and Deals

Re: The mysterious silver monolith in the Utah desert has disappeared - 2 months ago

One funny thing about this thing is the BLM said it was "illegally erected on private land". Wonder how they determined that - did the ask the land owner? Why would BLM have bothered to make such a comment? Wouldn't it been more appropriate for the land owner to made that statement? So if it was illegally erected, was it also illegally removed? BTW, it isn't just Jupiter and Satu

by bobinmurphy - Tips and Deals

Re: Electrical question - 3 months ago

QuoteMrNoBody According to this diagram, you need 30A dual circuit breaker on each 'hot line' to supply a 14-50R receptacle... The 30A plug shown in this diagram is 240v, and shouldn't be used for an RV - it will fry everything in the RV. RVs that use 30a are 120v, typically using only one of the hot legs on the 240v/50a circuit. With the 30a/120v RV circuit you'll only have a single brea

by bobinmurphy - Tips and Deals

Re: Help comparing the Quad-Core Intel Xeon E5 in my trashcan with M1 Mini numbers - 3 months ago

Comparing benchmark numbers between two different systems is one thing, but it may be meaningless in a real world situation. If what one wants to do is something that requires a particular piece of software such as "Screenflow" and that application only runs on one system, then no matter how fast the other system may be doesn't matter.

by bobinmurphy - Tips and Deals

Re: medical insurance plan changes in the between open enrollments - 3 months ago

Did they say when the increase would take effect? As for legal, probably is, after all they could have gone bankrupt at any time. Years ago I actually had a plan with my employer that did go bankrupt in the middle of the coverage year. I still had to pay the monthly premiums although I had no coverage, but I did have the option of dropping out of the plan thus terminating me having to make m

by bobinmurphy - Tips and Deals

Re: MacBook Air with M1 chip outperforms all existing MacBooks in benchmark testing - 3 months ago

For a 1st generation new design this is very impressive. Can't wait to see what the next couple of generations of the "M" series chip brings. I also wonder how Intel and AMD will respond and if Microsoft will play this too - will they bring out an ARM version of Windows that runs on systems with the M chips? Reminds me a bit of the old days back in the late 70's and early 80's wh

by bobinmurphy - Tips and Deals

Re: OOMA, don't keep it offline for too long! - 3 months ago

I had one of those *&&% things and tried to cancel when I no longer needed it. They basically refused to cancel it until I sold the HW to someone else and got them to sign up for the service. Finally had to ask American Express to block the charges from them to get their attention so they'd cancel the service and disable the account.

by bobinmurphy - Tips and Deals

Re: So sick of AppleID losing my password - 3 months ago

Not sure, but 2 factor authorization comes with a whole different set of things that drive me up the wall. If I switch browsers I have to reauthorize. Seems if I reboot my computer I have to reauthorize, and I'm not sure that I don't have to reauthorize if i sneeze even. And the biggest problem I have with 2 factor authorization is when I'm traveling. The assumption that the user will ALWAYS

by bobinmurphy - Tips and Deals

Re: Robots being replaced by humans at Walmart. - 3 months ago

QuoteC(-)ris QuoteAcer Considering I've watched the same peg stay empty for months, I'd say the stocking issues are elsewhere, not in the mere identification of empty slots. There are two parts to keeping shelves stocked. The first part is knowing that the peg is empty, the second part is knowing if you have alternate product locations, topstock, backstock, warehouse stock, or distribution cen

by bobinmurphy - Tips and Deals

Re: I vote for new way to Trick or Treat - 3 months ago

QuoteSteve G. QuoteMarkintosh We had considered skipping Halloween, but the church at the end of the street is holding their celebration that normally involves a couple of hundred kids, and many of the them wander our street before and after. Why are they trying to kill their children? Back when my small neighborhood was full of young families most of us would go all out for Halloween for th

by bobinmurphy - Tips and Deals

Re: Company running ads for medicare benefits review - 4 months ago

QuoteMicroman Yes, I feel sorry for old folks that aren't able to read the small print, and don't understand who is running the ad. With the red white and blue medicare card, you would think it was the government doing you a favor, but it is not. Another annoyance is the Reverse Mortgage. Tom Selleck really tries to tell you that it is not a scam to take your house. I'm an old fart and the p

by bobinmurphy - Tips and Deals

Re: Suggestions for home exerciser? - 4 months ago

If you're looking for something really inexpensive and small that will get you into shape, try to find a copy of the old 1986 "Firm Workout" (Classic Firm: Body Sculpting Basics). All you need to go with is a short 2x4 and a couple of hand weights, but you don't even need them to get started.

by bobinmurphy - Tips and Deals

Re: 401k vs IRA - 4 months ago

QuotergG You can roll a 401k into an IRA when you leave, but you can’t put an IRA into an employer 401k.]/quote Some (all?) employer 401K plans have a provision that after a certain age (52 or 55) you're allowed to sweep the funds at no penalty into an IRA outside of the employer's managed 401K plan without terminating your participation in the 401K. My employer used Fidelity to manage thei

by bobinmurphy - Tips and Deals

Re: WHY DO CEILING FANS COME WITH THEIR OWN CONTROLLERS - also, any ceiling fan recommendations? - 4 months ago

I've got a Hunter in my Living Room that's about 40 years old and has been running most of that time. Still going strong. I rewired the bedrooms for ceiling fans so I could control the light and fan from a set of wall switches, then installed "cheap" ceiling fans I bought from Lowe's - Hampton Bay Chinese brand I think. They came with a 1 year warranty. The one in the Master Bedroom

by bobinmurphy - Tips and Deals

Re: Aw, phooey. Walmart won’t ship to store, won’t deliver. - 4 months ago

Walmart's strategy was borrowed from the gas & oil industry and is a just-in-time setup. But they've gone beyond that in that they typically don't own any of the inventory on their shelves - they're basically acting like a central clearing house for manufacturers. That makes life difficult on small manufacturers who can't afford to place so much inventory on consignment at thousands of Walm

by bobinmurphy - Tips and Deals

Re: Spectrum 14% monthly rate increase - 4 months ago

Quoteztirffritz Spectrum works reasonably well where I am, but $60/month for just internet seems steep to me. Same here, but my cost is $24/month for just internet. They keep trying to get me to bundle phone and TV but I no longer have or need a landline. As for TV the Dish works and allows me to "sling" my channels to my RV when I'm traveling, although they've been sneaking in pric

by bobinmurphy - Tips and Deals

Re: October 6, 1997: “Shut it (Apple) down and give the money back to the shareholders.” - 4 months ago

I remember his comments but I ignored them and invested in Apple at the time. I'm certainly not as rich as he is but I'm laughing every time I open my account to check on my portfolio. As my old financial advisor used to tell me, "you're heavy weight in Apple stock, but I understand why and I'm not saying you need to re-balance, besides I love my iPhone."

by bobinmurphy - Tips and Deals